PLATINUM ADVISOR - General Insurance
ICICI LOMBARD GIC LTD
A House of Private Wealth
EMPOWERING YOUR JOURNEY TO FINANCIAL FREEDOM
Goal is to build generational wealth.
₹ 150 Cr
AUM
1284
Active Clients
Trusted across Delhi NCR
1284+ investors are building wealth with us
₹150Cr+
Assets under management
1284
Clients served
4.9/5
Google Reviews (320+)
24 yrs
In wealth management
Our Philosophy
Five tenets that shape every decision.
The principles below have guided how we manage client capital for close to two decades.
"The most valuable thing we offer is judgement — the discipline to do nothing when nothing should be done, and the conviction to act decisively when it matters."
01
Independent thinking, always
We hold no allegiance to any AMC, broker, or distributor.
02
Long horizons, not market timing
Our base assumption is a ten-year holding period for every portfolio decision.
03
Risk before return
We size positions based on what happens if we are wrong, not what we hope if we are right.
04
Family context first, products second
The portfolio follows the family, not the other way around.
05
Discretion as a default
We do not advertise our client list or our partners' personal investments.
Investment Products
Four building blocks of a portfolio.
Every portfolio is constructed from a small set of well-understood instruments.
Building Block · 01
Why mutual funds remain the foundation.
Mutual funds are the most efficient way to access institutional-grade management and tax efficiency.
- Professional managementAccess to teams managing thousands of crores.
- Diversification by designA single equity fund holds 40–60 companies.
- Liquidity and transparencyDaily NAV, T+2 redemptions.
- Tax efficiency at scaleLTCG advantages on equity, indexation on debt.
A Sample HNI Allocation
Large-Cap Equity34%
Flexi-Cap Equity20%
Debt & Hybrid19%
International11%
Alternates10%
Liquid & Arbitrage6%
The Team
The partners behind your portfolio.
Partner BIO HERE
RAHUL BALAJI LUNGE
FOUNDER
BCOM LLB24+ yrs
In Their Words
A few words from those we serve.
Shared with permission. Names abbreviated to maintain client privacy.
“Quote here”
“Add your client's words here. A line about how questions are explained and listened to.”
Recognition
Trusted by families, recognised by the industry.
A few moments we are proud of. We work for outcomes, not trophies — but it is nice to be noticed.
As featured & partnered with
AMFIBSE StAR MFCafemutualMoney ControlMintET Wealth
Frequently Asked
Questions we hear, answered honestly.
Each answer reflects what we actually do — not marketing copy.
What is the minimum portfolio size to work with us? +
We typically engage with families whose investable wealth is ₹5 crore and above. We are happy to refer families to advisors better suited to their stage.
How are you compensated? +
A flat or AUM-linked fee disclosed upfront, or standard distributor commissions fully disclosed to the client.
Are you regulated? +
Yes. Your Retire Early India Pvt. Ltd. is registered with AMFI (ARN-315266) and operates within SEBI's Investment Advisor Regulations where applicable.
Who actually manages my portfolio? +
An investment committee, with your primary relationship held by one of the partners directly.
Do you take discretionary control of client funds? +
For most mandates, no — we propose, you approve, funds are executed through your own accounts.
What if we decide to leave? +
No lock-in. Exit any engagement with 30 days' notice and retain ownership of all your investments.
How is my information protected? +
Treated with the discretion of a private banking relationship, held on encrypted servers with restricted access.
Get in Touch
A conversation, in confidence.
All enquiries are handled directly by our partners. Expect a response within one business day.